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Videography Insurance

Photo provided by Adam Smith from Adam Smith Photography. Adam is a Photoshield client.

Cover That Always Makes The Cut

Videography is skilled and sometimes demanding work. It takes time and dedication to amass the right camera equipment, contacts and working relationships to create a successful videography business. And once the filming is done, there’s the post-production process too.

We understand that when you’re out on a shoot, sometimes things can go wrong. And in a time and budget sensitive environment, this can be challenging and expensive without the right cover. Our insurance for videographers protects you when you need it most.

We can find you a range of videographer insurance cover options to suit your business. From corporate video production to wedding and event videography to filming independent pieces, our videographer insurance will offer the protection you need, from worldwide cover to professional mistakes.

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Why Choose PhotoShield?

PhotoShield is one of the UK’s leading videography and photography insurance specialists. Now we are part of the Performance brand, we’ve got the knowledge, experience and network to find the videographer insurance that’s right for you.

We’ve been looking out for you behind the lens for over 20 years, so we understand what it takes to safeguard your videography business. That’s because we always listen to our customers. Our insurance for videographers is flexible, competitive and framed to your needs. So if you want to safeguard your film shoot, just give us a call.

We offer:

Over 20 years’ experience insuring videographers
Flexible payment options – choose to pay by monthly instalments or as an upfront single payment
A range of covers, including camera equipment insurance, Public Liability insurance, Professional Indemnity insurance, Employers’ Liability insurance and more
A UK-based team ready to help
Cover at the click of a button using our online system – get a quote and buy your business insurance in just a matter of minutes.

The types of cover we can offer

Video camera equipment cover

Your video cameras and equipment are vital tools for your business. Our videographer insurance can cover your cameras and associated equipment – such as any tripods, lighting, gimbals or other equipment you may have – for a range of risks, including accidental damage, theft cover, legal costs and more.

We understand the different types of business insurance you may need as a videographer. With us you can get your video camera equipment covered quickly and easily. Find out more about camera equipment insurance here.

Professional Indemnity cover

Professional Indemnity insurance is an important cover for any creative service-based business. It covers you for compensation you could have to pay to your clients or any other third parties as a result of problems with your work. This cover also includes legal fees so any legal defence costs you may incur are covered too. Find out more about Professional Indemnity insurance here.

Public Liability insurance

As a professional videographer, you may work with actors, clients or other professionals in a range of different locations. If anyone gets hurt or injured, or somebody’s property gets damaged as a result of your work, they’re entitled to claim for compensation. Public Liability cover offers you protection and it’s a crucial form of business insurance for any videographer. Read more about Public Liability insurance here.

Employers’ Liability insurance

Do you employ staff or hire in freelancers? If you have any person working for you, then you should consider Employers’ Liability insurance as a priority. This will protect you from claims made against you if anyone working for you falls ill, or gets injured, as a result of their work for you. Find out more about Employers’ Liability insurance here.

Personal accident insurance

Have you considered what would happen if you had an accident and couldn’t work? Personal accident cover is a type of business insurance that can cover you and nominated staff if an accidental personal injury stops you from working.

It can be extended to include freelancers if you wish and it will also offer weekly payments for both total and partial disablement, along with lump sum payments for death, loss of sight and/or hearing and loss of limbs. You can find out more about personal accident insurance here.

Videography insurance FAQs

Are videographers legally required to buy Employers' Liability cover?

Yes, Employers’ Liability insurance is compulsory cover for nearly all companies with employees. So if you employ individuals during the year for your business then you will need to make sure you have this insurance in place.

A client is asking for a copy of my Public Liability insurance, am I ok to send them a copy?

Yes, this is a fairly common practice for businesses in the UK.

If a client alleges that they have suffered a financial loss as a result of professional negligence on my behalf, would my insurance policy help me deal with this claim scenario?

If you have Professional Indemnity insurance included then yes, this section of your insurance would help you deal with this sort of situation. If this ever happens, you should never admit any liability, and report this to our claims team straight away.

How much does videographer insurance cost?

Videographer insurance costs will vary according to how much cover you need and some of the information you give us when you get a quote. With Photoshield, you can arrange cover from just £25 per month and you can get an online quote now by clicking here.

Can I add cover to my insurance during the year?

Yes, this isn’t a problem. We understand that you may buy more equipment during the course of the business year and a number of our customers often need to add cover for items they purchase, so your policy will allow you to do this.

How do I make a claim?

Our claims service is at the centre of everything we do. The process is simple, head here to find out more on how to claim.

Cover you might need

View all cover options

Close-up of a lioness and her cub nuzzling each other, with the lioness's teeth visible, in a grassy environment.

Client Spotlight
Adam Smith Photography

Photo description: It was taken in Kenya’s Maasi Mara, there were three lioness all living together in one secluded area, they’d all recently given birth and we were treated to the sight of 13 lion cubs! We’d wake up at 5am and travel to that location every morning for a week which resulted in lots of cute pictures, and this one is probably the best, it’s probably the best photograph I’ve ever taken.

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PhotoShield is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.