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Camera Insurance

Photo provided by Brian Clark from B. Clark Images - Association of Essex Photographers. Brian is a PhotoShield client.

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Put your camera before the action

As a professional photographer, you rely on your camera equipment to run your business – so having the right camera insurance in place is key. At PhotoShield, we understand the impact it could have on your livelihood if your camera breaks, is stolen or lost – and we know that no two professional photographers are the same.

That’s why we’ve partnered with Hiscox, a well-known UK insurer, to put together a specially developed package that enables you to choose the Camera Equipment insurance policy that’s right for you.

All your equipment under one photography policy

From your most expensive camera all the way down to your lower value items, including second-hand cameras and video cameras, we can insure your equipment all under the one insurance policy – enabling you to build out your inventory of equipment over time, while protecting all the tools you need to run your business.

After more than 20 years protecting photography businesses, we understand how much time and money can go into researching and buying the right equipment for your profession.

Whether you’re a full-time photographer or a semi-professional photographer, our camera insurance is on hand to protect the cameras you invest in and the tools you need alongside them, from your tripods, lighting, lenses and more.

So join hundreds of fellow photographers across the country and put peace of mind in the picture, with camera insurance sourced by specialists.

Insurance framed to your needs

Our camera insurance can also include:

  • Accidental damage
  • Mechanical breakdown
  • Lost photos or lost data
  • Theft cover
  • Worldwide cover
  • Professional Indemnity cover
  • Public Liability and Employers’ Liability cover
  • Personal accident cover
  • And more
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Why choose Photoshield?

Photoshield is one of the UK’s leading videography and photography insurance specialists. Now we are part of the Performance brand, we have the knowledge, experience and network to find the videographer insurance that’s right for you.

We’ve been looking out for you behind the lens for over 20 years, so we understand what it takes to safeguard your business. That’s because we always listen to our customers. Our insurance for both photographers and videographers is flexible, competitive and framed to your needs. So if you want to put peace of mind in the picture, just give us a call.

We offer:

  • Over 20 years’ experience insuring photographers and videographers
  • Flexible payment options – choose to pay by monthly instalments or as an upfront single payment
  • A UK-based team ready to help
  • A range of covers, including photography equipment insurance, Professional Indemnity insurance, Employers’ Liability insurance and more
  • Cover at the click of a button using our online system – get a quote and buy your business insurance in just a matter of minutes.

Camera Insurance FAQs

Do I need worldwide cover included in my camera insurance?

No, you don’t have to include worldwide cover in your camera insurance if you don’t intend to travel outside of the United Kingdom. However, if you take your photography equipment abroad, you need to make sure your insurance policy covers you for this. We can extend your policy to include travel cover for your photoshoots outside the UK.

If I need to make a claim due to accidental damage (e.g. liquid damage), does my camera insurance cover include any costs to hire in alternative equipment while my claim is being dealt with?

Yes, provided that your accidental damage cover has a valid claim, our policies include a sum for replacement hire which is noted on your policy schedule. This cover will provide you with a replacement camera (and/or associated equipment) so when you provide detail of your claim to our claims team, please let us know this information as well.

 

How much excess is payable when I claim?

The standard excess for claims under the equipment cover section is £250. On occasion, this may be altered by the insurer if there are any unique circumstances but don’t worry, this will always be noted on your policy schedule.

Can I pay in monthly instalments or do I need to pay annually?

It’s up to you – you can pay for your camera insurance cover using either monthly payments or paying an annual premium.

I'm looking to buy camera insurance and need to arrange instant cover, how quickly can I do this with you?

We understand you may need to take out camera insurance at short notice so we make it easy. You can get your camera covered within minutes today using our online system. Simply head here to protect your camera now.

When do I get a copy of my policy documents?

When you get a quote you will get a copy of your quotation documents, including the policy wording so you can review your camera insurance cover. Once you go ahead with your insurance, your documents will be provided instantly online.

Can I insure my mobile phones under my Photoshield camera insurance policy?

Unfortunately, we cannot cover your mobile phone as part of your camera insurance cover, so you will need to insure your mobile phones separately. You can usually include this within a home insurance policy, under the contents insurance section or you can insure this with a gadget insurance provider.

Is Public Liability insurance cover included within my camera insurance?

Yes, you can choose to include Public Liability insurance within the same policy as you cover your camera. However, this would be covered by a different section of the policy to your camera equipment section. You can find more information on Public Liability insurance here.

Red houses on rocky shoreline with mountain range and snow-capped peaks in the background under a cloudy sky.

Client Spotlight
B. Clark Images

Photo description: The image was taken in Lofoten (Norway) at Hamnoy. This scene is normally taken from a nearby bridge, but I wanted something different and climbed down under the bridge to get near the water and to get a different prospective.

View Brian’s Portfolio
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PhotoShield is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.
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